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Although identity theft is not new, the Web has opened up a world of new opportunities for identity thieves.

According to the FBI, identity theft is the top online fraud. The U.S. Federal Trade Commission says that identity theft is it the number one source consumer complaints – 42 percent of all complaints in 2001.

The thieves use your personal information to open a card account credit accounts cell phone, bank accounts opened in your name and write bad checks at the end of the victim with the bills and ruined credit ratings. Identity thieves may pose as representatives of banks, Internet service providers and government agencies, even to get you to reveal your social security number, maiden name, financial account numbers and credentials.

In a recent article ( target = "_new" rel = "nofollow" href = "http://www.msnbc.com/news/830411.asp"> http://www.msnbc.com/news/830411.asp), MSNBC reported on If a man who was the victim of a fraudulent job offer has been published at Monster.com. According to the article:

"It just head job Jim needed: a marketing manager position with Arthur Gallagher, insurance broker international forefront. And just days after Jim responded to the vacancy on Monster.com, a human resources director sent along a promising e-mail. We are interested to you, the note said. The salary is negotiable, large customers. In fact, customers are so valuable and sensitive that you have to submit to an audit history through the interview process. Eager for work, Jim complied and sent almost all the keys to his digital identity, including age, height, weight, social security number, bank account numbers, maiden name, even his mother. "

Jim spent the day cancellation of his credit card, checking accounts and contacting credit agencies, but he fears that his information is now "Out there".

There are warning signs that can warn you of fraudulent job offers. Although these elements does not necessarily mean that the ad is a scam, They are indications that you should do a thorough check.

– Errors in grammar and spelling incorrect

– Phone or fax number area codes do not match the address

– Unrealistic wage

databases online job are not the only places where identity thieves cruise for personal information. In recent indictments across the U.S., individuals have been charged with obtaining and using personal information through various ways. In Miami, two individuals were indicted for illegally operating the computer networks of restaurants under the guise of fictitious company. A clerk at the New York State Insurance Fund Office files stolen and used stolen identities (Of people across the country and fellow office workers) to obtain goods and services. A phlebotomist at Kaiser Permanente has admitted using the privacy of patients and employees to open accounts for credit card in various names.

Recently, an FTC investigation work arrangements at home gave birth to an incredible "scam-within-a-scam" when a man posing as an employee FTC sent hundreds Victims of the scam. He requested personal information stating that it should be used as evidence in this case.

Although it is impossible to completely eliminate the chances of becoming a victim, you can minimize risks by practicing the following:

– If a prospective employer asks you for personal information, you should ask for their contact information and then separately search company information and contact them to verify that they actually exist. If it is not unusual for an employer to request information related to the work of some (such as your work history and former employers), it is not appropriate for them to request information personal (like a social security number) unless you are truly committed (and you've checked them to ensure they are legitimate). Even then, you should never be asked for financial information such as a credit card number.

– The curriculum vitae online, never include your social security number and keep even your work history brief.

– Check your credit card statements often. Believe it or not, many people do not even check them!

– Make sure you follow up with creditors if your project Bill does arrive on time. A bill of credit card can mean missing an identity thief has changed your billing address to cover their tracks.

– Your credit report from one of the major credit bureaus each year and make sure everything is correct.

What if you were a victim of identity theft:

The FTC maintains Consumer Sentinel Identity Theft Data Clearinghouse, Keeper of the United Nations identity theft. The FTC established the Identity Theft Hotline toll, 1.877.IDTHEFT (1.877.438.4338) and identity theft Website (www.consumer.gov / idtheft) to give identity theft victims a central place to report their problems and receive information.

The Internet Fraud Complaint Center (IFCC) is a partnership between the federal Bureau of Investigation (FBI) and the National White Collar Crime (NW3C). You can use their online system for filing a complaint.

] Http: / / www1.ifccfbi.gov/index.asp [

Sharon Davis is the owner of http://www.2Work-At-Home.Com, http://www.WorkAtHomeArticles.net and the Editor of the site's monthly ezine, America's Home. In her spare time she reminisces about what it was like to have spare time. To subscribe to her free ezine, click Here: http://www.2work-at-home.com/subscribe.shtml

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