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Insurance and law are two things most contradictory on the planet. This article is intended to help Florida residents include protection of wounds also known as PIP.

So how does the PIP?

Florida law requires that all owners of a motor vehicle with four or more wheels to make a minimum $ 10,000 personal injury protection (PIP) and $ 10,000 for property damage liability (PDL).

A common misconception is that if you're in a car accident and the person is in default then their insurance will cover everything. This is certainly true!

Florida is a no-fault state which means that your PIP coverage is primary coverage and will cover up to 80% of your own medical bills in limits of your policy no matter who is at fault.

Another warning is based on the coverage held by the responsible party (the person who caused the car accident), their insurance may eventually cover the damage to your car and / or other property and medical expenses. Also, if an application is made in your name, you can also do a cover of current and future treatment, pain and suffering and lost wages. You'll probably need lawyer who is highly skilled in handling cases of personal injury if it should occur.

In addition to covering some of your own medical expenses, Your PIP will cover your child, your household members and passengers who do not have PIP insurance so they do not own a car. Also note that passengers in your vehicle and some licensees who drive your vehicle with your permission, who will benefit from PIP coverage under their own PIP for their injuries.

Two other cases where PIP can also be applied:

1) If your child suffers an injury while riding on a school bus, and

2) If you suffer an injury in an accident involving a motor vehicle while the vehicle of someone else, as a pedestrian or a cyclist.

Today, most people think their insurance premiums increase accordingly PIP directly from a car accident claim [http://www.docstringer.com/car-accident.html] and the use of their PIP. PIP (No Fault aka) insurance, is designed specifically for this purpose and will not increase due to the use of it.Your health is your most valuable asset you have.

If you are injured in a car accident, please contact Mr. Stringer to discuss your injuries and a referral to a lawyer can explain your legal rights.

Dr. Stringer has a mobile chiropractic clinic in the Sarasota, Florida area. He is the ONLY Sarasota chiropractor to offer 100% in-home chiropractic, massage, physical therapy, and balance testing to his patients. His clinical focus is in auto injuries and balance disorders. He has been treating auto accident patients and other in Sarasota since 2001.

The information in this article was not prepared by a legal professional and should not be construed as legal advice. If you are unsure of any information contained in this card, you should consult your attorney first.

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